Financial Chat Finance Blog

Archives for September, 2008

finance chat
Mandy asked:


I was chating with a guy(on yahoo chat) who was located in London but (he says) he is from CA. He wanted to know how much I made each month being that im a single mom and that right there caused me concern. I told him it was none of his concern but it was enough for me to get by with me and my kids. He wanted to know if I wanted to make more money and of course I said yea. He was telling me that I would work for him just filling out checks by putting peoples names on the checks/and money orders. And then I would send the checks out to these people located here in the states. Then I would get paid thru western union just for helping him out.

At that point, I told him that it sounds like a scam and if I were to recieve these checks I would go to the police first before filling out any of these checks to make sure that it was legal. He then quickly told me that I would just recieve the checks/money thru western union and I would send the money to these people that way. He then told me that he is with a finance company that is spread thruough Europe, UK, and Africa. His name is Johnson Smith. Heck he even gave me a pic too. But maybe that isnt so real, ya know?

So, im thinking that since I did not close this conversation box with this guy yet, I should just take my laptop to the cops and tell them what I was dealing with and this guy is possibly trying to recruit me as well as others to help in his scam…Do you think that that would be the thing to do or do ya think that the cops will just laugh at me for bringing this to their attention.
Yeah, i just called the police station and spoke with a female and she told me that there is nothing that they can do but just tell me not to talk to this guy anymore and that is that. I only wish it does not end here though. I wish I could go further and catch this guy before he strikes someone else, ya know? He is probably the source of the scam something like that. GRRRRRRR
ok, i was able to file a complaint thru ic3.gov. But I think I have to save this conversation or something from my yahoo chat….

finance chat
McGlovin(tm) asked:


Here’s a piece of it.

Is it interesting and is it going anywhere?

May could not have come fast enough for the budding group of departing seniors from Colford University. On an evening where the euphoric skyline that draped over the jubilant grads stood still in a blend of blue and tangerine, the day was about to retire into the evening twilight. For the numerous students who packed commuter vans and walked in groups averaging 3-5, their nights were just beginning.

Most were ready to let their hair down after a tumultuous month of papers, exams, and research studies. Among the gallery of white baseball caps, oversized cups and domesticated cackling, stood well known attendees at an off-campus mixer. Ellie Bowden and her group of girlfriends comprised that list. Ellie and her girls were checking out the scenery, as they had so succinctly put into their efforts of meeting men of legitimate dating material.

Across the way, Brendan Rainer had his sights set on the 5’7 tawny-haired bombshell her mother affectionately refers to as ‘A little Ellie-fish, about to enter the big pond of life’.
Wearing a striped, button-down shirt, draped onto dreary denim jeans, and parted black hair and sideburns Brenden has had his ups-and-downs with the girl department. To his chagrin, although he valued and respected women, it has most often proved to be his Achilles heel as far as his love life was concerned. He was usually the best friend and he had long since tired of that image. Him and his buddies were also on hand kicking back in the corner and conversing. Was Ellie Bowden out of his league? Maybe. But then again, he had his gameface on. Nothing was going to stand in his way, except for two Capri-sporting, sandal-wearing, necklaced girls who got his attention first.

In the traditional sense, Brendan and Ellie came from opposite sides of the tracks. In lieu of their social standing, neither lacked drive. Besides, they were graduating college next week, so things should even out smoothly.

Early afternoon, Brendan woke up from a semi-drunken stupor to the hammering of the door from his father Don. Right off the bat the everso blunt, yet overprotective old man of the Rainers look his son square in the eye with a sentiment of Son, we need to talk.’ For Brendan this was all too routine. Had it been a cd that lain next to his hundreds of music tapes, a more fitting title of his father’s speech would be The Best of Mr. Rainer’s Bullshit Lectures: Volume 1, available in both Stressful and Unnecessary.. Brendan cared much for his parents although he sought to find his own identity in his 4 years of Colford. His mother Beverly was the first to hug the first of the clan to have done anything productive past high school. She and her husband were high school sweethearts who married into their early 20s and raised Brendan when they were relatively anew to their own existence. Over the years, they had gone out of their way to bond with their kid over a variety of topics, ranging from learning to balance his own check book to ***. Brendan beyond hoped it would not be one of those talks.. Admittedly enough his estrangement from his parents at a young age was not something that would deter his parents from doing their part in raising his son with some semblance of integrity and standard. That did not always stay in tact once Brendan started his freshman year, but then again so didn’t his laundry habits.

How you been, dad?,” Brendan asked with heavy eyes and semi-combed hair carrying a heaping helping of a month’s worth of wardrobe.

Just bring in the rest of your bags—you know your mom and I really missed you.”

He put on weight, Don,” Beverly chimed.

“I doubt that, honey.”

It’s been a while since you been at school, and.we’re going to have to ask that you switch to living in the basement or possibly moving out,” his father relayed passively.

What the hell?,” Brendan stood dumbfounded. He looked to his mother with a glance in his eye seeking approval if she would be too put off that he curse up a storm. It would not be the first time.

what about MY room, ma ?”

“Look son, we know this has been a hard pill to swallow but things haven’t been on the up and up at work,” his father retorted. “And ever since we came here her and I have had a hard enough time getting aid to put your brother and sister through school. That’s what it is, Brendan. I’m sorry.”

The middle child of the family was feeling like the forgotten one as he buried his head in his hands with an animated grunt and galloped upstairs before getting the attention of his mother. “Bren, we did keep your stuff downstairs,” his mother proclaimed to her defeated son, in a tone resembling a game show announcer letting a contestant know they had still won the complimentary parting prize.

“What the hell is that about, man?,” was the initial reaction from his buddy Dennis. “I dunno, they’re being weird. But maybe it’s for the better,” Brendan nonchalantly quipped as he drew devil horns around stick figures emulating his folks.Brendan was a drawer who also liked to write. Since artists who occasionally penned was not a solid major, Brendan took side jobs and apprentice work shops after school to hone his passion for drawing. He used to just stick to comic book superheroes until he figured he move on to bigger and better once he hit campus. Plus he did could do without being taunted for it by potential love interests. That night, Brendan and his sentimental entourage of post-collegiate hopeless romantics took to one of Colford Universities popular off-campus dive bars: Chet’s. What started out as a series of walks 3 nights a week amid-st tethered finances and the occasionally overdue midterm take home exam, became a car ride into town, feeling like the had taken the wrong turn at the crossroads of their newly-designated roles in society: Rookie real worlders.

Ellie Bowden felt a sense of loss when she had trouble finding a full-time job after graduating with a degree in finance. She was very involved on campus and was a tri-star athlete who excelled in the class, and definitely knew how to have a good time in between and around her endeavors. At times overly conscientious of her looks, Ellie would tussle her strand of tawny-brown locks and bat her green eyes, along with soft lips and a diamond necklace she wore in tribute to her grandmother. Ellie was a family person at heart. Although she felt she may have done some things at college she may not have done after finishing school, nor necessarily felt proud of Ellie sported lots of energy and personality aside from her good looks. She was also not one to take lightly in terns of pulling the wool over her eyes. Months after finishing school, Ellie took notice of how infrequent she would see her friends from high school, let alone some of her suite mates she had been tight with since her sophomore year.

Ellie had her “return nights” at Colford but it was not the same. New faces, new crowd, new drama. Same old routine. Brendan felt similar at his guys night out at Chet’s, sitting at the bar watching ESPN parallel to older townsfolk who sported Keno tickets and cigars. His and Shawn and their friends of their old roommates sat awkwardly ajar a storm of spilt drinks and camera flashes. That night, Ellie babysat for her neighbors, but instead of chatting up with some of her old teammates plastered on her cell phone directory, she brought over a scrap book and glossed over it since one of the pages had a congratulations card that said “Here’s Looking at you Kid”, and had a baby emblazoned on the front. Ellie wanted children of her own somebody, but finding Mr. Right was not something she took lightly, especially when many of the men who had flirted up a storm toward her at Chet’s two nights a week back in her final semester were old enough to be her uncle…literally. She was still her mother’s princess, her ‘Ellie-fish in a pond.’ And it really annoyed her with a passion. Though she loved her mother, she wasn’t quite ready to take on a role as a 12-year old girl trapped in a young woman’s body. Bickering ensued and Ellie’s trip to Key West on Spring Break was now rivaled by bickering over keeping her room picked up.

Six months after the homestretch of senior year winded down, talk show reruns and Gelato proved stale to Ellie–a determined post-collegiate, who had sent out hundreds of resumes but ended up getting called off of most jobs she went for. Temping and waitressing to support herself, aside from the clothes store she clamored at since high school, Ellie got the occasional pep talk of others who hated their jobs and ask that someone with as much potential as her break out of her rut and exit their self-proclaimed retail hell. Then she remembered that her time would come in spite of the prominent mentality that who you are replicates what you make of it. Brendan contributed to several on-line magazines to pad his amateur resume, but nothing that paid off his student loans. Characteristically, those that are fortunate—and there are usually a lot of people, who receive their degrees and get into their fields, were on the opposite of Brendan who had since come to feel that he did not know what the hell he wanted to do with his life. Even though he had not needed much of his parents help when he lived on campus, he commonly never turned it down when offered. Truth be told, both of Colford’s fresh new representatives in finding themselves after dusk has overcast their dawn of post-adolescence– alongside the always prominent ‘we’re not kids anymore, now what?!’ mentality were pawns of the separation anxiety that thrusted what was set to be the crossroads of their journey into their mid-twenties. Both were hard workers, but each had their own parental sparring and runaround responses from job recruiters that they were not quite preparing to see, but were not immune to. The determination and long term goals of each had long since been compromised and their morales were declining.

Brendan stayed around town and frequented the basement aside from his parent’s garage. He had grown to adjust to the independence he had long hoped for, but never expected–particularly in the fashion in which it was first introduced months prior. At a New Year’s Eve party took out to the patio at Dennis’s apartment, an epiphany struck Brendan Rainer, two years removed from his five-year plight of early class, 3am pizza deliveries and the occasional practical joke by his hallway mates. He had come to realize that would likely never happen again, though he could still sing a mean Tom Petty song using a beer bottle as a microphone when playing guitar that night.

Looking back at that time of a college grad’s life where the fun and glory of finding yourself on your own, 8 months at a time proved to be overly gratuitous and sentimental. Things would not be the same for either but then there were the inevitabilities of getting older that was also on deck in their own ambiguous agendas.

Then again, there is always grad school.

finance chat
Jimmy asked:


At a venue to see some local bands this weekend. There with
my roommates finance and her friend.
A women in the crowd is giving me the eye all night. when she makes eye contact she fixes her hair, etc.I move around and her eye’s follow me, its not someone else she’s checking.She’s there with a girlfriend.

At the end of the night when the last band is finishing i decide i’m going to get this womens phone number.
I can’t chat long so i go direct since i’m with other people and we all drove together. When the music is finished i approach the women and she starts playing with her phone. Everyone else is leaving now. I say hi and introduce myself, then ask for her name. She doesn’t say anything but looks up for a moment, then back at her phone.Her girlfriend says “this is Janice”. i say nice to meet you to Janice. I ask for her phone number, she says i’m dating someone.

She’s shy but why make all that eye language (3 hours worth) and invite me in to just tell me she’s dating someone.
Also, I know people flirt even when in a relationship to just make sure they can attract others, etc. But this wasn’t a few glances, it was all night long..

finance chat
sam m asked:


I was an ex-employee of a PSU till June 2008. The company paid advance arrears( for 6th pay commission) in January,2008 of Rs. 60000 and deducted 18000 as tax i.e. I recieved Rs. 42000 in all. since I resigned from the company in June 2008 to pursue my further studies, I had to repay the whole amount i.e. Rs. 60000 back to the company. The finance people said that the tax of Rs. 18000 will be taken care of when the actual arrears will be paid. Now I do not understand that whether this thing should reflect in my Form 16 and I failed to file the tax return for last year due to the confusion.Any financial expert,please suggest me what to do ? Should I wait for the actual arrears to arrive and then wait for the finance people to waive off my tax that has already been deducted. I have had a chat with them several times and they say it is a very peculiar case and they will try to look for the best option available. Should I trust their words? If not, what should i do? Thanks a lot in advance….

finance chat
freebie_lady asked:


This group is for people who love SHARING coupons with others.

We have Weekly Coupon Swaps and Round Robins (Trains). Chose the weeks you want to swap; chose the amount of coupons to swap! This group gets you the coupons you WANT and USE.

So, what are you waiting for ….Come and join the group!*

RAOK(Random Acts Of Kindness)are always welcome ! You may send to anyone in the group.

Did you find a good deal recently? Have a freebie to share? We welcome chit-chat in this group !
Join us @ http://finance.groups.yahoo.com/group/Coupon
PS tell them Tammy refered you!!
This group is for people who love SHARING coupons with others. We have Weekly Coupon Swaps and Round Robins (Trains). Chose the weeks you want to swap; chose the amount of coupons to swap! This group gets you the coupons you WANT and USE. So, what are you waiting for ….Come and join the group!*
RAOK(Random Acts Of Kindness)are always welcome ! You may send to anyone in the group. Did you find a good deal recently? Have a freebie to share? We welcome chit-chat in this group
Join us @ http://finance.groups.yahoo.com/group/CouponSwapping/?yguid=283134356
*NOTE: You will not be considered for membership unless you return our pending member form that will be emailed to you upon membership request!
*You are required to participate in at least one swap per month. Trains are optional.
*You MUST upload your wishlist(s) to participate in the swaps.
*Partners are assigned each month.
*We also post mandatory Roll Calls.
*NO LURKERS or LIST JUMPERS ALLOWED*
PS tell ‘em Tammy sent you!

ahold finance chat room?

finance chat
jerseymeatman asked:


what happened to the AHO chat room in the finance section?

finance chat
comfusenloss asked:


my husband been chatting in the chat room,he said it was just for fun.but i find out that he met with one of the girl last year and that make me loose my trust .he said they were just friend.i find out the phone number of the girl so i called her and she said that nothing was going on between them,but i just can’t trust him again so every time we argue it end up on that. he took over our finances now and he put password on his cell phone and pc so then i can’t check on him anymore. he always tell me that his not doing anything to ruin our family and that he’s not going to leave me ,but i’ve read a lot about people meeting in the chat room they end-up leaving their spouses .i am so confuse should i just let him do what he’s doing? how can i trust him again? how can i tell if he still love although i not that he loves his kids very much.

finance chat
CINDE asked:


This is all I have:

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finance chat
Katie asked:


Just got out of a 2 year relationship. I wasn’t ready to get married; he wanted to. I wanted to get to know each other a little better, get our finances in order, etc. and he took that as me shooting him down and freaked out.

This was 2 wks ago. He calls me almost every day telling me he misses me, doesn’t know why we broke up, doesn’t know what to do, I hurt him, etc. (I have explained to him that I never meant to shoot him down) Then he will go for a couple days with no contact at all.

I do miss him and still love him; we were best friends. How can I resist the urge to call him late at night to chat when I’m lonely? I could delete his number but I have it memorized. And I do want to get back with him, but he knows that and I refuse to chase him.

Thanks!

finance chat
KevinK asked:


We dated for 6yrs and after 2 years of marriage, we had our 1st girl and the *** was still great.2 years later we had our 2nd girl. It’s been 9 months and now we only have *** maybe 1x/month, and when we do she just wants me to get it over with-from my perspective I don’t consider this ***.On New Years we did have amazing *** and she had an “O”- so I dont think it’s phsical.Finances are good,so no stress there. When we talk she says she’s tired all of the time- she has a 9-5 job.But, she still has time to go out with her friends late in the night, chat on the phone late in the night, or email alot.It’s not like I’m not helping out with 50% of the work around the kids/house-I change diapers, feed them, read to them, drive them to daycare everyday, pick them up from daycare often, clean the house..Suggestions?I’m consdiering counseling,divorce,and even asking for an open marriage. She’s stayed very close with 2 of her ex-boyfriends (almost 2 close)throughout,so I’m not sure she’d reject
Brown: I’m not sure what you mean by “wish” you smell smoke.
Why make a joint appt?Do women like it when husband goes to doctor as well?
Has anyone been to a *** therapist- we’re both pretty experienced in the area so I’m not sure what the doctor would suggest except to create date nights-which we have at least once a month,but when we come home and then feed, change the kids,or put them back to bed, date night quickly changes to any other night.We don’t have someone to watch the kids overnight except for very rare occasions.However I would think this is normal for many couples but I would assume they still have an adequate *** life.As far as cheating-I don’t snoop through her stuff and don’t ask jealous questions, but I do the banking for the household.Looking over cell phone records,one of her ex’s she stayed in touch w/ has stopped calling.If she did have feelings for this person, is this the cause?I don’t suspect her of a physical affair, but I have suspected an emotional affair
By the way, in a light hearted tone, I have asked my wife a couple of times over the years if she has any feelings besides friendship for her ex boyfriends whom she has stayed in pretty close contact with. Her response is that she always laughs and says of course not, they have just known each other along time, and then says something like you’ve never been jealous about these relationships before. Before the second child, she did meet these guys for lunch or dinner maybe once a year to catch up. So I don’t suspect at all anything physical was going on, I’m just concerned maybe something emotional may have developed and now it’s wearing into our relationship.But then there could be countless reasons for our *** life right now. I guess checking her hormone levels is probably the best bet right now?