Financial Chat Finance Blog

Archives for March, 2009

finance chat
pearl asked:


We just had chat with Sales rep. and she offered us Combo Home Financing as we were unable to pay huge monthly Mortgage and tax. I was wondering if this is a good option? If not which one is better?

finance chat
Allan R asked:


The problem I having is with a finance portfilio. When I displayed it today I have a Last Trade of May 2 for some of my mutual funds. It should be June 12.

Would YOU go for it?

finance chat
Rivka asked:


This work friend and I stare at each other alot. He sometimes calls me on the weekends to chat about the same TV show we both watch, and we went out to lunch once, which was fun, but non-romantic. We talk alot at work, he shares personal finance and family stuff with me, and I tell him stuff about my family/friends, so we’re “close” but when I ask him to do stuff (like “hey, wanna grab a bite to eat?” or on a saturday (hey, after the game, wanna get outta the house for an hour and go do something? or “hey, are you bored? wanna hang out?) there are a million excuses, and he can’t go or is tired or whatever. He is a recovering drug addict, so I know some odd or inward/selfish behavior is typical, but he is always flirty and open with the other stuff. When I ask him about him “bailing out” he is apologetic and has a story or explanation…like we planned to have lunch on Friday, and I confirmed at 11 am…he said “well, I’ve got a lot to do…let’s see how much I get done in the next hour
…but then, he left for lunch at 12:30. When he came back, I asked him why he bailed, and he put his hands over his eyes and rubbed his head like “sh*t I forgot” and said “sorry, I went home to watch tv at lunch and fell asleep on the couch”. Does he like me and is just a flake? He is 35 years old!!!!

How Bad Is Your Credit?

finance chat
Phillip B asked:


I’m not asking for your personal information. I just want to know are you having problems in life due to your bad credit history? I have a few issues and would like to know how to fix them but don’t really know where to start. Any information is really appreciated. Please don’t assume this is chatting whoever keeps getting my questions deleted. This is a legitimate request and I would like to have real answers. Thanks!

This question has been asked in the Finance/Credit category also. I just want to get a few more answers. Thanks again!

finance chat
MeLiSsA asked:


Me n my friend made a website with over 6000 different games, some music, yahoo finance and a meebo chat in which you can speak directly to us. The site is http://melandsam.weebly.com Please leave your comments below and feel free to ask any questions or leave requests. We will try our best to answer them and add any possible links or apps. Best answer gets 10 points. This question will continuously be asked and we will be able to give out 10 points each timee! Thanks =)

finance chat
Tinkerbell77 asked:


I have been friends with Laura for about 3 1/2 years. She was a frequent customer at a previous job that I had worked at. We eventually started hanging out and quickly became friends. Laura always came to my house or we went out to eat etc. She never invited me over to her house. I am 31 and married with a small child while Laura is 33 and unmarried with no children.

After being friends for about a year and a half, the place that I had been working at was going out of business. Laura knew that I wanted some kind of part time job so she asked me if I wanted to clean for her elderly parents. I had never met them nor had I been to their home at this point in time. The state pays for someone to come in and clean for a few hours a week. Since Laura and I were such good friends, I decided to take the job. Not only was I doing them a favor, but they were doing me a favor. Now I **** cleaning and wouldn’t choose this kind of job ever again. But I thought that since we were friends that it would be a better atmosphere, I guess.

Now Laura lives with her parents because after finishing college she thought it would be best if she moved back in to help with the finances of the house etc.

Anyhow, I have been cleaning their house for 2 years now, but I am really thinking about quitting. While I still consider Laura my friend and have come to think of her mother as a friend of sorts too, I am just to stressed out about cleaning their home. For starters, they have 2 big dogs that are a year old. Because Laura is at work for most of the day, her parents are in charge of taking care of the dogs. Her father uses a walker to walk and moves really slow. Her mother is a very overweight woman (at last 400 pounds). Neither of them can get the dogs out to the bathroom in time so the dogs will **** and *** in the house at times on piddle pads. Because they also have a few cats, the house smells of animal urine every single day. It’s permanently in the floorboards or something. So I need to literally hold my breath when I am there. When I come home, my husband has to hold his breath because I smell like the house. I shower right away, of course. Not only does their house smell, but they have a ton of clutter. I am paid to technically clean after Laura’s dad, however, her mother makes the list and I usually just follow them. I clean the kitchen and bathrooms, then I vacuum and dust. Typical cleaning things. The thing is, I really don’t think anyone else cleans besides me. When I am there, Laura is just coming home from work. She sits down on the couch or plays with her dogs. The most I’ve seen her do is clean up dog poo, make dinner or garden for her mother. If you saw Laura’s bedroom, you’d die. You can not see the floor. She has piles upon piles of clothing and stuff everywhere. There are cobwebs on her shelves and things on the wall. Her mother and I tried cleaning her room for her while she was away one time, but it went back to how it was before within the year. The spare room is a place to throw misc. things. Their front room has xmas gifts still in it. They haven’t found a home for them apparently. Laura has a dog crate along with 2 of those plastic dresser type things (that can be found at Walmart) full of dog stuff in the kitchen.

I’ve been asked by Laura if I could get a cobweb that she noticed or pick up this or that from the floor. I feel that if she noticed a cobweb then why didn’t she knock it down or if she needs something off the floor then why doesn’t she pick it up. I have come to the conclusion that the entire family is lazy and doesn’t want to clean a darn thing. It really frustrates me because I am supposed to be there to help an elderly person clean house. I am not there to clean the entire house while everyone else sits around and watches TV. It has come to the point where if they need something done they just ask me instead of having Laura do it. That’s how I feel at least.

Because of everything I have put up in the past 2 years, Laura and I barely hang out anymore or chit chat on the phone even. I would like our friendship to be like it was before, but the only way that can happen is if I quit this job. However, when I do quit, what should I say my reason is. I don’t want to go into this with her parents. I would rather wait until I have quit and then sit down and talk to Laura about how I feel. What do you think? If you need more info on anything, lmk.
Thank you all for your comments. Should I tell Laura eventually how I truly felt working for them (i.e. how she never does anything around the house herself and how if she had her own place she’d have to) or should I not bother?
I should also mention that the past few times I had stayed at least 10 minutes over my time limit. This means in those 10 minutes I did not get paid. The last time I was there I said I was leaving on time that day. So her mom asks me if I could clean the entire front hall. I said I had time to only mop the floor quickly where the puddle pads normally go (because I wasn’t staying later than what I got paid). She says can’t I do it out of the goodness of my heart. Ok I just gave them like 20 minutes of free cleaning last week. Plus they never tell me that I can leave early or when I’m sick to collect pay anyhow so why should I clean for free. They have Laura to do it, if they need something done, but everyone acts like Laura is soooooo busy with other things (work, church stuff, her dogs, running around doing errands). Isn’t that what adults do?
Oh and her mom will always say that we shouldn’t chit chat so I can get everything done, but then she’ll talk to me. Or she’ll give me way more things to do than the time I have to do it in.

6k-finance chat?

finance chat
jackdahl1940 asked:


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